Mortgage Rates

There is often confusion surrounding mortgage rates.

The one thing to keep in mind is that everybody has to qualify for their rate. Just because the current rate is 4.00% on a 5 year fixed does not mean you will get it. You may end up with 4.10% or 4.25% or even higher. There is always criteria the lenders have for a person to qualify for those best rates.

The key is to have one of our mortgage agents on your side. We know which lenders will have the criteria that you can meet in order to get the lowest rate.

For example: One lender may require two years of Notice of Assessments as a qualifying rule but another lender can offer the same rate but does not require the Notice of Assessments. If you are self employed, this can be an issue if you don't have a Mortgage Agent that can steer you in the right direction.

Our Mortgage Team will take your Information and decide based on that witch lender will give you the best rate and terms.

Its really as simple as filling out the application and letting us do the work for you.

All you have to do  is find the home you love and we will do the rest!

Call us at: 416-459-6945 or e-mail: info@findyourmortgage.ca